A record of how a person has borrowed and repaid debts. American Banker Glossary
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A record of how a person has borrowed and repaid debt. Bloomberg Financial Dictionary
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credit history ˈcredit ˌhistory noun credit histories PLURALFORM [countable usually singular] BANKING
a person's record in repaying loans, which is checked when they ask for a new loan or credit card:
• It bases the interest rate charged for a car loan on a consumer's credit history.
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credit history UK US noun [C] (plural credit histories)
► FINANCE a record of a person's or company's debt and payment of debt over a period of time, used to judge the risk of lending money to them: bad/poor credit history »
Consumers with poor credit histories usually struggle to borrow more money.
»a good/solid credit history
Financial and business terms. 2012.