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deductible
de·duc·ti·ble 1 /di-'dək-tə-bəl/ adj: allowable as a deduction
de·duc·ti·bil·i·ty /-ˌdək-tə-'bi-lə-tē/ n
deductible 2 n: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against; also: the amount specified in such a clause compare franchise 4a

Merriam-Webster’s Dictionary of Law. . 1996.