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amortize
amortize a‧mor‧tize [əˈmɔːtaɪz ǁ ˈæmər-] also amortise verb [transitive]
1. ACCOUNTING to show the reduction in the value of an asset in a company's accounts over a period of time:

• All acquisition expenses are amortized over 10 years.

— see also depreciate
2. FINANCE to make repayments on a loan:

• The company reached agreement with its banks to amortize a loan balance of $73 million over two years.

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amortize UK US (UK also amortise) /əˈmɔːtaɪz/ verb [T]
ACCOUNTING, TAX to spread the value or cost of an asset in accounts over a number of years: amortize sth over sth »

Companies use depreciation to amortize fixed assets over their usable life.

»

The value of the machinery is amortized over its estimated useful life.

Compare DEPRECIATE(Cf. ↑depreciate)
to reduce a debt by paying small regular amounts: »

When asked what tolls would be required to amortize the payments under the contracts, he said the figures were astronomical.

amortization (UK also amortisation) /əˌmɔːtɪˈzeɪʃən/ US  /æmˌɔːrṱə-/ noun [U]
»

Costs before depreciation and amortisation jumped 45% in a single year.


Financial and business terms. 2012.